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Listing Agent and Office: Scott Seidler, Keller Williams Success Realty
Affordable 3/2 in St. Andrews.Fixer Upper but not so much, updated kitchen, large living room, bonus room, attached workshop/utility room, carport, nice big fenced yard.
"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
Scott Seidler and Sonja Keller Williams Success Realty 2110 W 23rd Street Suite A Panama City, FL 32405 850-774-5007 Fax: 850-249-4977 scottseidler@NUMBER1EXPERT.com
www.ScottandSonjaRealEstate.com
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