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As a Panama City Beach, Panama City and Rosemary Beach real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. 

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Real Estate Tips
Foreclosures >1. What Is a Foreclosure?

A foreclosure is a legal process through which a mortgagor loses his or her equitable right to redeem a mortgaged estate; in other words, the lender completely repossesses the home from the borrower (homeowner.) The lender goes through the legal motions to sell the property, terminate all the homeowner’s rights in that property, and remove the homeowner.

What are the effects?

  • The most stressful and pressing effect that foreclosure has is that the borrower loses his or her place to live.
  • Foreclosure negatively affects the borrower’s credit rating. It stays on a credit report for seven years and drops a credit score 250 points.
  • A borrower who’s been foreclosed on may have trouble finding and keeping jobs since good credit may be required by employers to be hired.
  • A foreclosed home can bring down the value of surrounding homes.

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Real Estate Trivia
Q 
What home product makes lawn mowing easier than ever?

A 
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself.
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Connection Team, REALTOR®, real estate agent and broker for Panama City Beach, Panama City and Rosemary Beach, Florida home listings, property and land for sale - NUMBER1EXPERT

Scott Seidler and Sonja
Keller Williams Success Realty

2110 W 23rd Street Suite A
Panama City, FL 32405
850-774-5007
Fax: 850-249-4977
scottseidler@NUMBER1EXPERT.com


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